How to Find an Appropriate Financial Advisor

How to Find an Appropriate Financial Advisor

It is possible to manage your finances when you know how to create a financial plan and are eager to follow the plan. However, in most cases, you may not have the time to do all that or even when you do have the time; the situation may be so complicated that you will need the help of finance professional. You need to know what to look out for and what to avoid in order making sure that you are hiring the right financial professional.

You Need to Understand You’re Needs

It is important to understand what you want from a financial planner before getting out there in search for one. You need to ask yourself a few questions to ascertain what you need. Is it a comprehensive planning advice that you need or is it the review on your retirement portfolio? Do you need to plan your business finances? (more…)

How to Be a Frugal CEO

How to Be a Frugal CEO

Being limited has some benefits in a way we seldom imagine. Organizations tend to become creative and innovative when they start running short of resources. Research also show that companies with thrifty CEOs deal with less fraud and errors.

Owing to my humble beginning, I understood how important and valuable money is before becoming a teenager. During my childhood, I would often spend time recycling cans after school. Even after being a CEO of a fast growing startup, I still exhibit the traits of the frugal kid. I seldom spend more money than I require and this has translated to lots of savings in my organization. Before any purchase is made by my company I would oftentimes evaluate and access the decisions regarding the purchase to ensure that it is well done. I do it as though the money comes directly from my bank account.  (more…)

Excuses You Need to Stop Giving to Get a job

Excuses You Need to Stop Giving to Get a job

Failure in job search can be classified into two categories and these include: mistakes and excuses. In view of this, I have titled my book “Cut the Crap, Get a Job”. Many job seekers give lots of excuses which are actually robbing them the opportunity to get a job. There are lots of excuses given by job seekers but I have listed just a few of them below.

–          “There are no jobs available in my field”

Funnily, before some people even start looking for jobs, they assume that there are no jobs in their fields. Such folks are often taken aback when you point out some places they should go looking for jobs in their fields. You could be making your job search too narrow if you are thinking this way.  (more…)

A Skill Needed by Every Startup CEO

A Skill Needed by Every Startup CEO

Never is it more important to communicate your vision with much effectiveness with people around you than when you are starting a new business. Effective communication will earn you the trust of people around you including your business partners, investors and customers. You need these folks to believe in you and your business for your success to be easily achieved. To achieve this, you need to tell them what you are trying to do not only in a clear way but also in a very precise way. At this point in time, writing skill becomes immensely important.

For effective communication of your message, you need to be passionate and determined to your goal. However, this is not always an easy process as time is usually needed to build these communication skills. If you just ventured into the business world and desired to develop your writing skills, here are some takes on achieving your purposes.  (more…)

Create Perfect Resume Format - How do I write a CV?

Create Perfect Resume Format – How do I write a CV?

Whether it is a change of school, an application for a study or an application for an apprenticeship or a job – as a rule everyone comes to the question “How do I write a CV?”. This article deals mainly with the basic procedure for writing a CV and is intended to answer the following questions:

  • What should I do before I can start writing?
  • What should I think about before writing?
  • How do I write a CV?
  • What should I think about before I submit the CV?

(more…)

Developing a Good Budget Should not be Difficult

Developing a Good Budget Should not be Difficult

Lots of people think that following a good budget plan implies being stingy and also constantly calculating and documenting lots of numbers. This is close to what a budget is but it does not completely define it. A budget is formed and developed with a strong financial foundation no matter the situation at hand. It will interest you to note that it is not a difficult process contrary to what many people think.

What is a budget?

A budget can be defined as an analysis or itemization and plan with regards to the amount of money coming in to your purse and where they are channeled into. No business can ever succeed if the income and expenses are not tracked. In the same way, to make success in personal finances, you should be able to track your income and expenditures. You need to know the exact place your money comes in from and where it all goes in order to achieve financial success else it will be difficult to achieve.  (more…)