Personal Finance

Your mom hates this blog shares discount and financial tips in personal finance category. Coupons, saving money tips, resume and cover letter templates will be here.

How to Create a Budget Plan

How to Create a Budget Plan

Nobody likes budgeting but the truth is that it is indispensable. I have tried simplifying budget using several ways and I have been able to learn a number of things. These rules shortly outlined will guide you towards excellence when creating budget no matter what type of budget it is. Below are some rules you need to put to mind.

Do not aim at perfection

Budgets are targets and therefore you will simply not perfection in it in the first three months of its application. All you have to do is to try as much as possible to get close to the budget if you cannot attain perfection in it. You can also adjust some necessary variables as much as possible.  (more…)

Cv Format : Make Your CV Transmit The Correct Message

Cv Format : Make Your CV Transmit The Correct Message

Did you know that a poorly focused and written CV can make it difficult for you to have a job interview?

Earlier, I’ve written a lot about the difficulties companies have around the world to attract people with the skills they need. Of course, we can not deny that companies are very selective with the candidates they hire, but sometimes the CV does not help or, to be more precise, the way in which it is interpreted may not be the best. Professional CV templates can help you more. (more…)

Effective Money Management with Free Personal Finance Apps

Effective Money Management with Free Personal Finance Apps

Getting your personal finances under control is one of the wisest choices you can make in these difficult times. We are often advised to create a well analyzed budget and then follow it with diligence and discipline, however, you will realize that it is one thing to create the budget and yet a different thing to develop the required discipline and diligence to follow it. Nonetheless, with some wonderful apps available today, you will not only be able to manage your income and expenditures but also you will be able to save some cash.  (more…)

Tips for Educating Your Kids on Finances

Tips for Educating Your Kids on Finances

Educating kids on finances is simply the sure way of helping them achieve financial excellence in their adulthood. It is better to start early educating kids than to start later on. Fruits planted or inculcated into the kids in the early days grow more than those inculcated in the future days. When it comes to kids’ financial education, there are certain important things parents should know in order to do better in educating their children financially. Below are the parent guide to kids and money. They will help you in putting your children on the pathway to handling finances responsibly. (more…)

How to Manage Your Estate Planning

How to Manage Your Estate Planning

Estate planning is very vital and therefore you must know certain basic tips about it to make the most of it. To really achieve success in your estate planning, below are some important things you need to know. The information provided shortly also tells you the necessity of a will and how you can assign a power of attorney.

  • Irrespective of your net worth, you should put up a basic estate plan

Putting up a basic estate plan is a sure way to achieve your family and financial goals after you die.

  • Estate plans are multipartite

There are several elements involved in an estate plan. These elements may include a will, a living will or health-care proxy also known as medical power of attorney and assignment of power of attorney. A trust may also be relevant for some people. It is important to keep bother federal and state laws to minds when putting up an estate plan.  (more…)

What to do to find better job when you are fired

What to do to find better job when you are fired

Mostly in tight job markets, people who are just fired from their previous jobs face hard times in job hunting. Although, it may not be easy for you to find jobs in such a condition, there are things you can do to make it easier to get a good job after being fired from your previous one. Understanding these tips will make you a master when it comes to handling post-termination job searches.

Control your emotions

People face lots of emotional tussle and distress on losing their jobs. They not only lose their jobs but also they lose their peace and in most cases, joy. Anger tends to develop owing to the uncertainty brought by sudden unemployment as well as the humiliating experience of being fired. This can also result to feeling of inadequacy, anxiety over the future and depression. Although these reactions come naturally when fired, yet they are not going to help you in such a condition. (more…)