No matter what you do to forget about the debt, it does not simply make it to go away. However, you can do something to pay down the debt if you are determined to do so. Here are some takes on becoming paying down your debts to become debt-free.
Pay over the minimum
Do not give in to the habit of sticking to the minimum, of course that is what the banks what you to do because the longer you prolong it, the more interest you pay them. Rather than doing this, pay as much as you can each month until the debt is completely paid off. Double and even pay higher than double of the minimum to get the debt paid off faster.
Rapidly increase your debt payments
Consider transferring your higher interest bill to your lowest interest rate card. This is permitted by many credit cards and this will help you to pay off the debt at minimum interest rates. You can also transfer higher interest debt to a lower one by leveraging the promotional offers offered by many banks. However, before you act, take some cautions and take a close look at the offer.
Cash out to your savings account
You can liquidate your investments and savings to pay off debts. This could be a foolish way to go sometimes, however, it could be a wise way to go as the interest on your savings account will obviously not be as much as the interest on the debt. Do all you can to get rid of the debt.