Personal Finance

Your mom hates this blog shares discount and financial tips in personal finance category. Coupons, saving money tips, resume and cover letter templates will be here.

Relevant Money Conversations You Should Make With Your Family

Relevant Money Conversations You Should Make With Your Family

It might require some courage to discuss finances with your family. Too often than not, we tend to be ashamed or feel guilty with money. However, it is good to note that one of the vital things your family can do is to have reasonable discussion about money. Below are some money conversations you need to have with your family.  (more…)

What You Should Know About Tax

What You Should Know About Tax

Taxes are seen as one of the most constant evils we encounter in our lives. If it is possible for many people, they will do without it but it is a necessity when cannot do without. More so, it is one of the most misconstrued concepts. However, if you learn the tips and how it works, you will realize that the processes are not as difficult as most people think. Do you have some puzzling questions about taxes, below are some of the answers and tips that might help you.  (more…)

Tips for Controlling Your Personal Finances

Tips for Controlling Your Personal Finances

The first thing I learned when I began my financial planning career seven years ago was that financially successful people make out time and energy to attend to their regular budgeting, planning and managing their finances. As a matter of fact, the get discipline and educate themselves financially and not only that they also ensure that this education continues through their life.

Virtually everybody does not receive financial education while growing up but it is very basic to financial success. These takes on financial foundations will help you to expand your financial knowledge and give you foundation in personal finances.  (more…)

Effective Guidelines to Follow When Quitting Your Job

Effective Guidelines to Follow When Quitting Your Job

Are you consumed by dread in your work place? Have your Sundays become more depressing than it used to be? Do you value lunchtime more than anything else? Then it is high time you quit your job. You do not have to burn any bridge in doing so. Here are the guidelines to follow when quitting your jobs.

  • Create a Journal

Analyze the actual reason for quitting your job and put them in writing. This is to examine how you are feeling and why you are feeling that way. It can be very helpful to you in the future. You need to write it down in order to remember. You can start a Google Doc and give it appropriate title for this purpose.  (more…)

Basics of Investments You Should Know Before You Start Investing

Basics of Investments You Should Know Before You Start Investing

Do you really want to become an investor? Perhaps it is a frightening to become one as you would have heard stories from some of your friends who have lost their money in investments. Of course, there is little or no risk in putting your money in savings account and some other kind of investments. However, the truth is that the measure of returns you get is determined by the amount of risks you are willing to take. According to a recent report by LPL Financial’s Jeff Kleintop, the most common rate of return is between 15 and 20 percent. This is contrary to the 10 percent per year quote by portfolio managers for the S&P 500. (more…)

Tips for Selling Yourself to Potential Employers

Tips for Selling Yourself to Potential Employers

We now know many tips for making our resume more presentable to hiring managers. These range from customizing the resume and cover letter to meet what you want to establish in the resume and providing detailed explanation on how your qualifications make you the best for the job. However, you can do more to make yourself saleable to potential employers. Learning a new way to convince a company that you are the right candidate for them can go a long way in helping even an experienced job seeker.

Use the Right Keywords

When you use the right language in your job search materials, both human and automated resume reviewers will know you are the right person for their job.  (more…)