Personal Finance

Your mom hates this blog shares discount and financial tips in personal finance category. Coupons, saving money tips, resume and cover letter templates will be here.

Startups loan

How to Handle Student Loan Debt

Student loans play a vital and significant role in helping kids to go through schools. The loans come in different forms which may have some attractions and provisions and might also have some troubles.

The cream of the crop

The best student loans come from the federal government. There are different kinds of federal loans. These include the Stafford loans, the Perkins loan and so forth. These loans have their various features and benefits. For instance, the main benefit of the Stafford loan is that its interest rates and costs are regulated by the law. In other words, the government subsidizes the loan and caters for the interest rates while the student is in school. Other types of loans also have their peculiarities.  (more…)

How to Make Yourself More Hirable

How to Make Yourself More Hirable

You can attract the attention of hiring managers fast if you know what to do and do them. Complacency has no place when it comes to finding a new job. You have many things to do to become hired and by doing them, you will become more hirable to potential employers. The below mentioned tips can get you hired if you apply them now or in the near future.  (more…)

Making Big Career Change Guide

Making Big Career Change Guide

If you’ve been thinking of making a major change in your life but the fear of failure is holding you back, I really think you’re gonna love this post.

This question is from Regani who writes: “Hi, I’m 32, recently divorced, and a mother of a wonderful 3 and a half year old boy. I’ve been working in the health insurance field for over 5 years now. I work alongside nurses and hearing them talk about their cases and reviewing charts has made me want to go into the field of nursing. The biggest thing that’s holding me back is fear of failure. I’m afraid I won’t have the motivation to keep up with studying and would fail at my classes. I’m hoping that you can guide me in the right direction. Thank you for all you do.” (more…)

Rethink RRSP's - Maximize Your Tax Windfalls

Rethink RRSP’s – Maximize Your Tax Windfalls

It’s that time of year that banks and investment firms will start the deluge of advertisements about RRSP’s and how you must get your contributions in by March 1st.

It’s also the time of year that I’m most irritated by the misinformation in these ads. I’m going to tell you why the pushing of the RRSP products are a problem and how to rethink RRSP’s strategically, maximizing your tax windfalls AND your long term savings. I’m Susan Daley and this is Your Money, Your Choices. One of my pet peeves as an advisor is when people ask if they should buy an RRSP.  (more…)

Pennsylvania Bill Of Sale Form Sample

Pennsylvania Bill Of Sale Form Sample

Bill of sale template for Pennsylvania.