Why Holiday Scammers Step Up Their Game

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According to the article, there are several dangers to using Zelle to make payments, as it offers little to no protection for buyers in the event of fraud. The author advises always using a middleman when completing transactions, and to be aware of warning signs that a transaction may be fraudulent. Additionally, the article states that if a transaction is completed through Paypal or Venmo, the buyer may be protected under their buyer protection standards.